Stripe

Machine Learning Engineer, Link

Stripe 📍 New York, USA 🏢 On-site Posted Sep 21, 2026 via Stripe careers
full-time 📂 Data Science & Analytics 🏢 On-site 🏭 Finance & Banking

✨ Job Highlights

  • ★On-site: New York
  • ★Full-time role in data science & analytics
  • ★Experience asked for: 6+ years
  • ★Apply directly on Stripe's careers site
  • ★Posted September 21, 2026

Full Job Description

Machine Learning Engineer, Link job at Stripe in New York

This Machine Learning Engineer, Link job is with Stripe in New York. This is full-time work at Stripe's location. No pay range is included in the posting.

Here is the role as Stripe describes it.

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies-from the world’s largest enterprises to the most ambitious startups-use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

Link is a digital wallet designed for fast and secure online payments. It allows consumers to save and use their preferred payment methods across the Link network, helping them check out quickly and securely wherever Link is accepted.

The Link Fraud and Auth team works to make Link the most trusted and highest-performing way to pay. We protect consumers and merchants from fraud, abuse, and financial loss while maximizing authorization rates for good users. Our work spans consumer-facing experiences, payment infrastructure, and ML powered risk systems.

We manage fraud and financial risk across a growing range of novel Link features, including Link’s agentic wallet, stored balance, and LPMs. The team also owns Instant Bank Payments, a proprietary payment method built on ACH rails, offering merchants immediate confirmation while protecting them from bank-initiated returns. IBP is the heart of Link’s revenue engine, giving LFA engineers the opportunity to shape and scale one of Link’s most important products.

What you’ll do

As a machine learning engineer on Link Fraud and Auth, you’ll build and operate models and risk decisioning systems that protect Link while helping more legitimate payments succeed. You’ll work across the full machine learning lifecycle, from analyzing fraud patterns and identifying opportunities to building, deploying, monitoring, and improving models in production. You’ll use data to form hypotheses, make practical modeling choices, and define technical direction in partnership with Engineering, Product, and Data Science. Your work will directly influence Link’s fraud performance, authorization rates, and ability to expand into new products and payment experiences.

Responsibilities

  • Build, train, evaluate, deploy, and own machine learning models that detect fraud and abuse across Link.
  • Use large-scale datasets to investigate emerging threats, develop hypotheses, and identify opportunities to improve payment performance.
  • Develop pragmatic machine learning solutions, including tree-based models and other approaches suited to real-time risk decisioning.
  • Design data pipelines, features, evaluation methods, experiments, and monitoring systems that support reliable production models.
  • Build and improve risk decisioning systems that integrate with other parts of Stripe’s payments stack.
  • Own ambiguous problems from initial analysis and problem definition through technical design, implementation, launch, measurement, and iteration.
  • Collaborate with Engineering, Product, Data Science, and Risk partners across Stripe to turn model improvements into durable product outcomes.
  • Who you are

    We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

    Minimum requirements

  • 6+ years of industry experience building and shipping machine learning models in production.
  • Strong programming skills in Python and experience with common data and machine learning tools, such as SQL, Spark, and XGBoost.
  • Strong knowledge of production machine learning systems, including data pipelines, feature development, model evaluation, deployment, monitoring, and iteration.
  • Experience working with large and complex datasets and applying data analysis, statistics, and experimentation fundamentals.
  • Demonstrated ability to take an open-ended business problem, determine where machine learning can help, and own the solution through production.
  • Strong judgment in selecting practical modeling approaches and evaluating tradeoffs among model performance, system complexity, latency, and business impact.
  • Strong collaboration skills and the ability to work across teams and contribute to peers' success.
  • Preferred qualifications

  • Experience applying machine learning to fraud detection, risk modeling, payment authorization, identity, account security, or another adversarial domain.
  • Experience building real-time, low-latency machine learning or risk decisioning systems at scale.
  • Experience integrating models into production services and designing reliable systems around model outputs.
  • Experience with payments, fintech, digital wallets, or money movement.
  • Strong software engineering skills and experience designing solutions across the machine learning and product stack.
  • Questions about this job

    Is pay published for the Machine Learning Engineer, Link role?

    Stripe has not included pay in the posting.

    Is this a remote, hybrid or office job?

    No, it is an on-site job in New York.

    What does Stripe look for in candidates?

    The posting mentions at least 6 years of relevant experience and skills such as Python, SQL, Rails and Spark. Read the full description above for the complete list.

    How do I apply?

    Use the apply button on this page. It takes you to Stripe's own application form, so your CV goes directly to their hiring team.

    Is this job still open?

    Stripe published the role on September 21, 2026. We check the employer's job board every day and take this page down when the role closes, so if you can read it, the job was still listed at our last check.

    Source: Stripe careers page (stripe.com). Applications go straight to the employer. We check the listing daily and remove it once it closes.

    Required Skills

    Python SQL Rails Spark Machine Learning

    🏢 About Stripe

    Stripe publishes its open roles on its own careers board. This page collects the Stripe jobs that are live right now. Each listing links to Stripe's application form, and we remove a listing once the employer closes it.

    Industry: Finance & Banking

    View Company Profile →
    Negotiable

    Yearly salary

    Apply on Company Site ↗
    🏢 Company Stripe
    📍 Location New York, USA
    💼 Job Type full-time
    🌐 Work Mode 🏢 On-site
    🏭 Industry Finance & Banking
    🗓 Posted Date Sep 21, 2026
    🔗 Via Stripe careers
    🎯 Experience 6+ years
    📅 Deadline Oct 27, 2026

    About the Company

    Stripe publishes its open roles on its own careers board. This page collects the Stripe jobs that are live right…

    View Company →